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Dental Insurance—Farmington, MI

World-Class Dentistry That’s Easily Affordable

If you have dental insurance and live near or around Farmington, then we guarantee we can use your policy to help you save on your next trip to the dentist. Most of our patients have questions about the best ways to use their coverage, and we’re happy to provide answers with our short guide. If you want to learn how to maximize your insurance benefits so you can take great care of your teeth and wallet, read on below!

How Dental Insurance Works

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Similar to medical insurance, dental insurance enables patients to pay significantly less for various services in exchange for monthly premiums. While every plan’s benefits are slightly different, most offer coverage that looks something like this:

  • Preventive services (checkups, cleanings, X-rays, dental sealants, fluoride treatments) are covered 80-100%.
  • Basic restorative services (fillings, bonding) are covered 50-70%.
  • Major restorative services (crowns, bridges, dentures, root canal therapy, extractions) are covered 50% or less.
  • Cosmetic services (porcelain veneers, teeth whitening) are usually NOT covered because they are elective procedures.

The Difference Between Dental & Medical Insurance

One of the biggest mistakes people make when it comes to dental insurance is that they try to use it just like medical insurance, in that a person goes to see their doctor after a problem develops, and then insurance helps pay for treatment. While dental insurance can be used to partially cover services to repair/replace cavities and missing teeth, the best approach is to focus on prevention. Most dental insurance plans are designed to help patients be proactive with their care so they can get regular checkups and cleanings. This way, larger problems (and the expensive treatments needed to fix them) can be avoided altogether. Over time, this leads to better oral health and lower dental care costs.

In-Network vs. Out-of-Network

Dental insurance forms


Another simple way to maximize your plan is to visit a practice that is in-network with your dental insurance provider. This is easy for patients at Monet Aesthetic Dentistry because we’re an in-network dentist with many of the most popular providers, including:

  • Delta Dental
  • MetLife
  • BlueCross BlueShield
  • Aetna
  • UnitedHealthcare


If you don’t see your provider on the list above, you’re not out of luck! We’re happy to work with all other plans to help our patients save as much as possible. If you have an out-of-network plan, our team will handle the reimbursement process from start to finish to make everything smooth and stress-free. Be sure to contact our team to learn how we can use your plan.

Come See Us!

health and dental insurance cards

Still have questions about using your dental insurance coverage? If so, don’t hesitate to give us a call. At Monet Aesthetic Dentistry, we take great pride in offering top-quality dental care that doesn’t break the bank, and we hope to see you soon so we can help you save and enjoy a healthy, beautiful smile!